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The best small business credit cards of May 2022

You’d be surprised at what qualifies you for a small business credit card. Small businesses aren’t always multi-million dollar operations — whether you’re a freelancer, an Uber driver, a dog-walker, or have any other for-profit side hustle, you can open a small business credit card.

And for anyone running a business with dozens of employees, keeping your personal and business finances separate is vital. Things can get murky quickly when you’re cutting personal and business checks from the same account — a business credit card will not only help separate expenses, but also help you establish business credit, so that you have flexibility later on with loans and leases. Plus, you can get additional authorized cards for employees as needed.

Before you decide on the right card for your venture, you should have an idea of how your want to redeem your rewards:

Do you want to earn miles and points for free luxury vacations?
Do you want to decrease the cost of your business travel?
Do you want to earn cash back to reinvest in your business?

It’s also important to consider your spending habits and choose a card that earns the most rewards for your usual business expenses.

These are some of the very best small business credit cards available right now, as chosen by Insider’s experts.

We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Best sign-up bonus: Ink Business Preferred® Credit Card

If you’re looking to earn valuable, flexible rewards points on your small business spending, the Chase Ultimate Rewards program is among the best options. If you already have one of Chase’s popular personal rewards cards — like the Chase Sapphire Preferred® Card or Chase Sapphire Reserve® — the Ink …read more

Source:: Business Insider


The best small business credit cards of May 2022

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