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Earning a credit card bonus or extra rewards can take the sting out of an expensive home-improvement project.

If you’re sprucing up your space, make sure to think long and hard about how you’ll pay for the project.
Paying for your home or landscaping remodel with a credit card can yield some significant benefits, including 0% APR, cash back, or travel rewards. 
Some of the best rewards credit cards let you earn a significant sign-up bonus as well, which can help you rack up more points for travel, gift cards, statement credits, and more. 

See Insider’s guide to the best rewards credit cards.

Are you one of the folks bitten by the home remodeling bug during the last few years? Home improvement was an enormous industry during the pandemic, as many were stuck at home and hankering to complete long-deferred projects.

No matter the type of home upgrade you’re dreaming of, you should know that some credit cards offer rewards and perks that can make using them more beneficial than paying with cash or using a home equity loan or home equity line of credit (HELOC). Of course, that is all predicated on the idea you can use credit to pay for your indoor or outdoor project, reap the benefits, and pay your credit card balance off before any interest accrues.

We looked up the average cost of three home remodeling projects — an asphalt roof replacement ($31,535), vinyl siding replacement ($18,662), and a garage door replacement ($4,041) — to see how much you could benefit from a few top rewards cards. All information on pricing comes from Remodeling Magazine’s 2022 cost versus value study. 

If you’re considering a new deck, new windows, or an outdoor landscaping overhaul this year, the following credit cards could be your best bet.

We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each …read more

Source:: Business Insider

      

If you’re planning a home-improvement project, it could be time to open a new credit card to earn rewards or get a 0% APR

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