A Viral Tweet Accused Apple’s New Credit Card of Being ‘Sexist.’ Now New York State Regulators Are Investigating

New York regulators are investigating Goldman Sachs after being alerted for potentially violating state laws banning sex discrimination with regard to Apple’s new credit card. A discriminatory algorithm may be to blame.

The Apple Card, which Apple announced this March, is issued by Goldman Sachs. After complaints began to circle around the internet over the past week, the New York State Department of Financial Services (NYSDFS) took interest and launched an investigation into the card’s issuer.

The NYSDFS was first tipped off by a viral Twitter thread from tech entrepreneur David Heinemeier Hansson, begun on Nov. 7. He detailed how his card’s credit limit was 20 times higher than his wife’s, even though she has a higher credit score and they file joint tax returns. Hansson referred to the Apple Card as a “sexist program” and said that its over-reliance on a “biased” algorithm did not excuse discriminatory treatment.

The @AppleCard is such a fucking sexist program. My wife and I filed joint tax returns, live in a community-property state, and have been married for a long time. Yet Apple’s black box algorithm thinks I deserve 20x the credit limit she does. No appeals work.

— DHH (@dhh) November 7, 2019

Apple has handed the customer experience and their reputation as an inclusive organization over to a biased, sexist algorithm it does not understand, cannot reason with, and is unable to control. When a trillion-dollar company simply accepts the algorithmic overlord like this…

— DHH (@dhh) November 8, 2019

Hansson’s complaints were even echoed by Steve Wozniak, co-founder of Apple, who responded to Hansson’s tweet, saying “the same thing happened to us.” Wozniak said that his credit limit was 10 times higher than what his wife had, even though they did not have any separate assets or accounts. In his view, Apple should “share responsibility” for the problem.

I’m a current Apple employee and founder of the company and the same thing happened to us (10x) despite not having any separate assets or accounts. Some say the blame is on Goldman Sachs but the way Apple is attached, they should share responsibility.

— Steve Wozniak (@stevewoz) November 10, 2019

Goldman Sachs has denied wrongdoing, stating unequivocally through company spokesman Andrew Williams that “in all cases, we have not and will not make decisions based on factors like gender.”

We wanted to address some recent …read more

Source:: Time – Technology


Meet the board game/video game hybrid

Each week, we spotlight a cool innovation recommended by some of the industry’s top tech writers. This week’s pick is a board game/video game hybrid.

As board games have made a comeback, closets have been filling up with stacks of boards. Now one company wants to replace them with a digital tabletop console, said James Holloway at NewAtlas​. The company, appropriately named Last Gameboard, is raising funds for a device that combines “the social and tactile aspects of board gaming with some of the added benefits of video games.”

(Courtesy image)

The 15.6-by-15.6-inch multitouch LCD screen can read data and interact with real physical pieces through embedded radio-frequency identification tags. The console can also, “via a network connection, allow gamers to play against each other at different locations.” Eventually, Last Gameboard hopes to become a platform for trying out games, with “its own dedicated games library.”

…read more

Source:: The Week – Tech


‘We’re Not Thinking About Others.’ What Hideo Kojima Wants You to Learn From Death Stranding

Nearly four years ago, Hideo Kojima felt alone in the world. The celebrated video game auteur had just left Konami, his corporate and creative home of 30 years. “I had nothing around me,” says Kojima, 56, “but a dream and a passion to create.” As he worked to build Kojima Productions, the company he started after leaving Konami, he realized that, in fact, he had spent his life building connections with fellow creative types, like Guillermo Del Toro and F. Paul Wilson. “Suddenly, I realized I wasn’t alone.”

He stumbles over his words while he speaks under stage lights during an event feting Death Stranding, his long-anticipated, extremely weird, extremely Kojima game. “The game’s about connecting the world,” he says, trying to explain what Death Stranding means. He tells the audience — a collection of Sony Music and RCA executives — about knots, of all things. “What I want to say is that I’m connected to everyone and this connection I don’t want to lose. That’s why I created a knot, so that I will never be parted from you ever. Thank you so much.”

The audience laughed and clapped while Kojima handed off the mic. People drank and schmoozed. Death Stranding stars Norman Reedus and Lindsay Wagner posed for pictures. Kojima talked to an endless stream of people. Everyone wanted his time. Dame Helen Mirren even stopped by.

Despite all that attention, Kojima told me he struggles with loneliness. “I feel always lonely in society,” he says in an interview before the event, speaking through a translator provided by his company. “There are so many people who play games feeling like that, like they don’t belong in this society. They don’t really feel comfortable.” He wants players to share that deep sense of isolation as they play Death Stranding. “You’re all alone playing the game,” Kojima says. “And you’re trying to connect this fractured society by yourself. The world is beautiful, but you’re small, just a tiny speck. You feel hopeless and helpless and powerless. You feel so lonely.”

Death Stranding is a little like an acid trip — you can try to explain it with words, but only having the experience for yourself can really convey what it’s like. In the game, out now for PlayStation 4 and coming soon to PC, players control Sam (Norman Reedus), a courier in a world where death is broken. Ghosts roam the wastelands between …read more

Source:: Time – Technology