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AXA Assistance USA keeps travel insurance simple with gold, silver, and platinum plans. Emergency medical and CFAR are a couple of the options you can expect. Read on to learn more about AXA.
Travel insurance is important because it can help cover the cost of unexpected medical expenses while you’re traveling. It can also reimburse you for lost or stolen baggage, canceled flights, and other unforeseeable problems that may occur while you’re away from home.
Simply put, there’s a lot to consider.
But not all policies are created equal, and you must understand what you’re covered for before you purchase a policy. This article will look in-depth at AXA Assistance USA travel insurance. We’ll discuss the costs, coverage limits, exclusions, and more to help you make an informed decision about whether or not this particular travel insurance provider is right for you.
Types of Travel Insurance Plans from AXA Assistance USA
AXA Assistance USA offers three levels of coverage: Gold, Silver, and Platinum. Each plan comes with different protections and varying coverage limits, with the Gold being the most basic option and Platinum offering the most premium coverage.
Gold plan
Silver plan
Platinum plan
Trip cancellation
100%
100%
100%
Trip interruption
100%
150%
150%
Missed connection
$500
$1K
$1,500
Travel delay
$500
$1K
$1,250
Baggage delay
$200
$300
$600
Missed connection
$500
$1K
$1,500
Baggage delay
$200
$300
$600
Baggage and personal items loss
$750 ($150/ item, $250 specific items limit)
$1,500 ($250/ item, $500 specific items limit)
$3,000 ($500/ item, $1,000 specific items limit)
Accidental death and disbursement
$10K
$25K
$50K
Emergency medical
$25K (secondary coverage)
$100K (primary coverage)
$250K (primary coverage)
Preexisting condition
No coverage
Preexisting look-back period of 60 days
Covered if purchased within 14 days of trip deposit
Covered if purchased within 14 days of trip deposit
Medical evacuation
$100K
$500K
$1M
Nonmedical
N/A
$50K
$100K
Some policies might even include added coverage free of charge, such as a waiver for pre-existing conditions, fee reimbursement for single occupancy rooms, or emergency medical assistance anywhere in the world. Compare each policy carefully to know what is included.
Additional Coverage Options
The plan you purchase will determine which add-ons are available. For example, those with a Platinum plan can add CFAR (cancel for any reason) coverage, allowing you to receive a full refund if you cancel your trip within 14 days of making the initial deposit.
Or, if you want extra protection for your rental car, depending on your AXA Assistance USA plan, you might be able to …read more
Source:: Business Insider