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John Hancock travel insurance is a long-standing and well-regarded insurer. The company has been around for more than a century since it was founded in 1862.

We’ll cover the travel insurance policies John Hancock offers, coverage options and limits, and the premiums you can expect to pay. We’ll also compare John Hancock with other leading travel insurance providers to help you better understand the similarities and differences.

Regardless of your timeline, destination, or itinerary, it’s essential to consider the effects that an unexpected event could bring during your planned trip. Insurance could be a wise investment if you face travel-related expenses like medical costs, emergency evacuation, trip delays, and more.

Types of Travel Insurance Plans from John Hancock

John Hancock travel insurance keeps it simple by offering three plans: Bronze, Silver, and Gold. Each provides different coverage limits; your premiums depend on your personal details and trip specifics.

Here’s a look at the coverage limits you’ll get with each plan:





Trip cancellation

100% of trip cost

100% of trip cost

100% of trip cost

Trip interruption

125% of trip cost

150% of trip cost

Emergency medical

$50K (primary coverage)

$100K (primary coverage)

$250K (primary coverage)

Medical evacuation & repatriation




Travel delay

$500 ($150 daily, 6+ hour delays)

$750 ($150 daily, 3+ hour delays)

$1,000 ($200 daily, 3+ hour delays)

Baggage delay

$250 ($250 daily, 12+ hour delays)

$500 ($500 daily, 12+ hour delays)

$500 ($500 limit, 12 hour delays)

Baggage & personal items loss



$250/ item

$750 specific items limit

$1,000/ person

$250/ item

$1,000 specific items limit

$2,500/ person

$250/ item

$2,500 specific items limit

Missed connection

$200 (3+ hour delays)

$750 (3+ hour delays)

$1K (3+ hour delays)

24-hour accidental death & dismemberment




Additional Coverage Options

Like many other travel insurance providers, John Hancock travel insurance offers a few add-ons. These include:

Rental-car collision coverage
Cancel for any reason (CFAR) coverage
Accidental death & dismemberment (for air travel only)

These add-ons can be purchased simultaneously as your policy for an additional cost. And the coverage amounts may vary depending on the policy purchased.

How Much Does John Hancock Travel Insurance Cost?

The most important thing to remember is that the cost of your policy will depend primarily on your age and the cost of your trip. So premiums can vary widely.

That said, the industry averages for travel insurance range from 4% to 8% of overall trip costs, …read more

Source:: Business Insider


John Hancock Travel Insurance Review 2023

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