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To be eligible for membership at VyStar Credit Union, you must live or work in an eligible county in Florida or Georgia.

The bottom line:  VyStar Primary Savings Account is a good choice for eligible Florida or Georgia residents who want to bank locally. It doesn’t offer high interest rates on savings, though.

Overall credit union rating

Insider rating (out of 5)




Money market 



Pros and cons


Featured in our best credit unions of Florida guide 

High interest rates on CDs, especially on high account balances

Low minimum opening deposits on all accounts

Free savings and checking accounts

Branches available only in Georgia or Florida
Low interest rates on savings account
Interest compounded monthly, not daily on some accounts

VyStar Primary Savings Account

To become a member of VyStar, you must open a savings account with at least VyStar Primary Savings Account. You may like the VyStar Primary Savings Account if you are looking for a free savings account.

It only earns VyStar Primary Savings Account, so you’ll want to glimpse through our best high-yield savings accounts guide if you’d prefer an account with a higher interest rate.

VyStar Credit Union Free Checking Account

The VyStar Credit Union Free Checking Account requires no minimum opening deposit and doesn’t charge monthly service fees. With early direct deposit, you could also get your paycheck processed up to two days early. 

VyStar Credit Union Certificate of Deposit

VyStar Credit Union offers high interest rates on VyStar Credit Union Certificate of Deposit. It pays a higher interest rate if you deposit at least $50,000, but its CD rates are still competitive if you only put in VyStar Credit Union Certificate of Deposit. 

The one thing you’ll want to watch out for are early withdrawal penalties, which might be high depending on the term you choose.

VyStar Credit Union Money Market Account

The Vystar Credit Union Money Market Account is an excellent choice if you’d like easy access to your account — it includes an ATM card and checks. It pays a higher interest rate than the VyStar Primary Savings Account and requires no minimum opening deposit. 

How VyStar Credit Union works

VyStar Credit Union is a brick-and-mortar financial institution with 62 full-service branches in …read more

Source:: Business Insider


VyStar Credit Union review: High interest rates on CDs with a low minimum opening deposit

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